From the article in the online ‘Smoke Signals’ written by Chuck Palmer (Chairman of the Long Term Finance Committee).

The purposes for the new Capital Initiation Fee:

“we currently have no capital reserves and no funds for new facility requirements.”

“This study concluded that the POA needed to establish a Capital Reserve Fund.”

“What will the funds from the Capital Initiation Fee be used for?”

“The fund use will be limited to capital expenditure-related items only.”
“Fire Station #3 rebuild
Fire Station # 2 expansion
Maintenance Operations/AECD building
Facilities Maintenance Shops building
Equipment Storage building
Roads and Trails shops
Golf Maintenance Operations facility upgrade
Fitness Center expansion
Swim Club Building and Deck renovation/upgrade
Tennis Complex upgrade and growth expansion
Post Office upgrade
Village Hall”

Also:
“new fee would fund such as new facilities, capital reserve fund, repayment/retirement of debt, payment of interest on debt and annual capital expenditures such as roads.”

“The POA will have upgraded facilities, a better financial condition, a capital reserve fund, and will be less likely to raise monthly assessments significantly or impose special assessments.”

As for the current Amenity Fund, which is funded by the monthly fees:

“amenity reserve covers the debt payments for the Fitness Center, a Golf Course Note, the Wildcat Pool, and the land for the new clubhouse parking.” 

“Once these obligations are retired, this portion of the monthly assessments will be used for normal capital expenditures or payment of other POA loans. As part of the recommendation, the Committee recommends we replace the amenity reserve calculation with a more encompassing Capital Reserve Fund.”

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And my analysis:

My analysis of the above tells me that the proposed new Capital Initiation Fee (CIF) will be used for anything and everything except maybe the Operating Budget. But since all POA monies are placed in the General Fund (no lock-boxes), and are listed as line-items in that fund, my guess is that the CIF will be used to also help support the coming Operating Budget shortfalls.

In my opinion, a Capital Initiation Fee is necessary, but this new Capital Initiation Fee should be called for what it is – a “creative” way to generate needed income for all of Big Canoe’s budgetary needs.

Lets be truthful, the current financial health of Big Canoe is not good; yes, more money is needed.